Cookie & Data Usage Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device to remember information about your visit. Think of them as digital bookmarks that help websites recognize you when you return. These files store data like your language preferences, login status, and browsing patterns.

Beyond traditional cookies, modern websites also use web beacons, pixel tags, local storage, and session storage. These technologies work together to create a more personalized and functional web experience. Some track your interactions across multiple sites, while others only function within our specific domain.

At cleverhubtech.com, we use these technologies to enhance your learning experience, analyze how students interact with our financial education content, and improve our platform's performance. The data collected helps us understand which topics resonate most with learners and where we can make improvements.

Types of Tracking Used on Our Platform

How Tracking Enhances Your Learning Experience

When you're working through our financial analysis fundamentals course, cookies remember exactly where you left off. If you pause while learning about cash flow statements and return three days later, our platform immediately takes you back to that specific lesson segment.

Analytics cookies help us identify when students consistently struggle with particular concepts. For instance, if many learners spend excessive time on ratio analysis modules, we know to create additional explanatory content or simplified examples for that topic.

Performance cookies ensure our video tutorials load quickly and our interactive calculators respond promptly. This is especially important for students in Vietnam who may be accessing our platform during evening hours when internet traffic peaks.

Managing Your Browser Cookie Settings

Every modern browser provides built-in tools for managing cookies. In Chrome, visit Settings > Privacy and Security > Cookies and other site data. Firefox users can access Preferences > Privacy & Security. Safari users should check Preferences > Privacy.

You can configure your browser to block all cookies, accept only first-party cookies, or prompt you before accepting each cookie. However, blocking all cookies may prevent you from accessing your student dashboard or saving course progress.

• Chrome: Navigate to chrome://settings/cookies for detailed control options
• Firefox: Access about:preferences#privacy for comprehensive privacy settings
• Safari: Use Safari > Preferences > Privacy for cookie management
• Edge: Visit edge://settings/cookies for Microsoft Edge cookie controls

Data Retention and Storage Practices

Essential cookies expire when you close your browser or log out of your account. Learning progress cookies remain active for up to 12 months to preserve your course advancement even if you take extended breaks from studying.

Analytics data is aggregated and anonymized within 90 days, meaning we retain general usage patterns but remove individual identifiers. Marketing cookies are purged every 6 months unless you actively engage with our educational content.

All data is stored on secure servers with encryption both in transit and at rest. We don't sell personal data to third parties, and any sharing with educational partners requires explicit consent and serves purely academic purposes.

Third-Party Integrations and External Tracking

Our platform integrates with educational tools and analytics services that may place their own cookies. These include video hosting services for our financial tutorials, quiz platforms for assessment tools, and communication systems for student support.

We carefully vet all third-party services to ensure they meet our privacy standards. However, these external services operate under their own privacy policies, which you should review if you have concerns about specific tracking practices.

Google Analytics helps us understand how students navigate our content, while educational technology partners provide specialized tools for financial modeling exercises. Each integration serves a specific pedagogical purpose rather than general marketing.